5 Best Credit Cards (Apply Now)- The credit card market offers many options for earning rewards, earning cash back, saving money on fuel, receiving insurance benefits, and taking advantage of travel benefits.
Many credit card issuers offer several cards, each with different benefits, eligibility conditions, and fees and charges. Narrowing down your credit card selection to a card that suits your needs and lifestyle can be challenging.
All the information you need about the best credit cards in India based on various categories and parameters is presented here. Here you go:
Top 5 Credit Cards You Can Apply For:
Here is the list of the top 5 best credit cards in India:
- Axis Bank Ace Credit Card
- HDFC Regalia Credit Card
- Flipkart Axis Bank Credit Card
- HDFC Millennia Credit Card
- HDFC Bank Diners Club Privilege
The Ace Credit Card from Axis Bank offers the highest cashback rate of 2% in India, making it the best credit card for cashback. A cashback credit card is the best choice if you are not sure which categories you spend most in. A nominal fee of Rs. 499 is required in order to access the card.
It is best suited to those looking for cash back on most purchases. The rewards are great for people who have just started out building their credit, so this is a great entry-level card for beginners. People who want an unlimited cashback credit card and don’t want to pay a high annual fee should choose this credit card. Additionally to cashback, it offers users access to lounges and dining benefits.
Prior to the launch of HDFC’s other credit cards, such as the Diner Black Credit Card, Regalia was HDFC’s leading premium credit card. The main function of the credit card is to earn points through the use of this credit card.
Credit card users earn points based on their use. Compared to other cards, the joining fee of INR 2,500 is a bit expensive, but it’s still quite reasonable compared to a premium card. Salaried persons are eligible if they have a net monthly income of INR 70,000 and are between the ages of 21 and 60.
It is between 21 and 65 years of age for self-employed individuals with a net income of INR 8.4 lakh per year. This credit card can be applied online or in any HDFC Bank branch. For the bank to determine your eligibility, you’ll need proof of income, address, and identity proof.
The Flipkart Axis Bank Credit Card unlocks the doorway to a world where it showers cashback on every purchase. There is no limit to what you can earn with this card because it offers accelerated cashback across all your favorite categories like entertainment, travel, shopping, and lifestyle.
Once issued, the Flipkart Axis credit card lets you earn unlimited cash back on your purchases from some of the top apps, such as Swiggy, Uber, Myntra, PVR, Curefit, Tata Sky, and more. As a welcome bonus, you’ll receive Rs.600 to use the card.
There are a few differences between it and the Axis Bank ACE Card other than the number of welcome benefits. By using the welcome benefits of this credit card, you will be able to recoup your annual fee in the first year.
There are a number of cashback credit cards available in India, but HDFC Millennia Credit Card is the best choice for young consumers who frequently shop online and want to earn rewards on their purchases. With HDFC Millennia, you will earn cashback on all debit and credit card transactions.
This card has been designed keeping in mind the spending habits of millennials as they often shop online. You can get up to 5% cashback on your online purchases when you use the card on multiple brands, including Amazon, Flipkart, and others.
Diners Club Privilege credit card from HDFC Bank is one of the best all-around credit cards with benefits across shopping, travel, rewards, golf, and premium lifestyle.
The cardholders of this card are also entitled to various subscriptions and monthly milestone benefits, as well as special privileges like salons, gyms, spas, and concierge services, as well as various insurance benefits.
So, these are some of the best credit cards that you can select if you’re planning to get one new credit card for yourself. Keep visiting this website for more information.